Tuesday’s Economic Data: What the Numbers Could Mean for Treasury Yields and Mortgage Rates
The economic calendar has several releases coming Tuesday morning that could influence both the U.S. Treasury market and mortgage rates. At the moment, our live market dashboard shows Treasury yields near 4.24% for the 2-year, 4.43% for the 5-year, 4.74% for the 10-year and 5.27% for the 30-year Treasury, while the Mortgage Market Update shows […]
The Week Ahead: Five Events That Could Move Mortgage Rates
Mortgage rates react continuously to changing expectations about inflation, economic growth and Federal Reserve policy. During the week of August 24–28, several important economic reports could influence Treasury yields, mortgage-backed securities and consumer borrowing costs. Follow the releases as they occur on our live Economic Calendar, then return here for updates explaining what the results […]
Federal Debt Surpasses $40 Trillion
THE BIG PICTURE The federal debt has moved above $40 trillion. At the same time, the U.S. Treasury has doubled certain buybacks of long-term Treasury bonds from $2 billion to $4 billion per operation. The buybacks may help calm the bond market, but they do not erase the debt. The larger issue is that the […]
Airbnb Hawaii Property Analysis
If you have a potential investment property that you would like me to run the numbers on just email me or give me a call and I’ll build out the spreadsheet then you can run different assumptions to see how the numbers work and what the breakeven rental numbers will be. denny@dennya.com 425-405-5580 mailto:denny@dennya.com [pdf-embedder […]
The US Prime Rate and The Federal Debt Ceiling
Many of the people I speak with in finance and in general ask me why I believe interest rates will be dropping in the next 12-18 months. It has to do with what the debt ceiling is, what the prime rate signifies and what they mean for the economy. I wrote this to help clear […]
Artificial Intelligence for Real Estate Brokers
As a loan officer, I’ve observed the transformative impact of technology in our field, particularly through Artificial Intelligence (AI). I wanted to share how AI can revolutionize your real estate business, making processes more efficient and client experiences more personalized. Here are four AI tools that could significantly benefit your operations: ChatGPT (OpenAI): This advanced […]